Contrary to the more turbulent stock market, gold has recently shown to be a source of steady and stable growth. Because of this, many retirement investors are using gold IRAs to diversify and ensure their investments against inflation and market volatility. A gold IRA has a few more moving elements to set up and manage than a regular IRA account, which can be done relatively easily through a custodian. Additionally, investors must cooperate with a trustworthy and renowned gold IRA business to streamline the procedure to achieve greater achievement from their investment. With that in mind, I’ve identified the Best three gold IRA companies that you can use for your investments.
1. Augusta Precious Metals
Pricing typically makes a difference when comparing gold IRA firms. Many businesses can claim to offer affordable fees, but few genuinely disclose all of their expenses. My pick for the best gold IRA (position one) for transparent pricing is Augusta Precious Metals. This is mainly because of its simple fee structure and pricing strategy that is also open and transparent. Since its debut in 2012, the family-run Augusta has developed a reputation for openness and ethics. By providing new consumers with a 100% money-back guarantee, guaranteed fair pricing, and seven-day price protection, Augusta further boosts the confidence of its clients. In addition, you must get in touch with the company to learn more about setup, yearly, storage, and other prices.
Its outstanding customer satisfaction ratings show that Augusta offers exceptional customer service. Augusta’s onboarding and transaction processes are fully automated, and experts help clients with all the required documentation. Customers cannot, however, make purchases online. Unfortunately, the two biggest negatives of Augusta are its small selection of metals and its expensive minimum investment threshold for opening a gold IRA. Due to Augusta’s focus on gold and silver bullion and coins, customers who want to buy in platinum or palladium will need to look elsewhere.
Pros
- Guaranteed fair pricing on goods
- A charging structure that is affordable and transparent
- A money-back guarantee
Cons
- No platinum or palladium is available
- No shopping online
2. Goldco
No other gold IRA provider goes to such great lengths to arrange an accurate display of investing information to earn the trust of its clients than Goldco. The Company was established in 2006 and it’s unique in many respects. In addition, Goldco has earned a reputation for offering top-notch customer service. Customers receive Goldco’s “white-glove service,” which includes direct access to an expert to help them with every step, from account setup to their most recent transaction. The company also urges customers to make the most of the comprehensive education center available on its website. More so, Goldco offers a wide choice of investing-related e-books, videos, in-depth blogs, and other resources.
You should contact Goldco if you want further details about costs, account minimums, custodians, and storage. They will send you a free handbook if you are willing to provide your name, email address, and phone number. Simple and rapid account creation is done mostly online. In addition, Goldco provides IRA and 401(k) rollovers for moving your current retirement assets.
Pros
- Competitive prices
- A wealth of educational tools
- A 10% bonus in free silver coins for brand-new customers
Cons
- The minimum investment is required.
3. American Hartford Gold
Since 2015, American Hartford Gold has been in the business of selling precious metals and precious metal IRAs. The business consistently receives 4.9 and 4.8 out of 5 stars on Trustpilot and Google, respectively. It also maintains an A+ rating with the Better Business Bureau. The reputation and integrity of American Hartford Gold are worthy. Investors can buy precious metals from American Hartford Gold and have them delivered right to their homes. However, precious metal IRAs must be kept at a third-party depository, like Delaware Depository Service or Brinks Global Services, for which you’ll need to pay storage costs.
American Hartford Gold provides a buyback pledge and price matching. By selling your gold bullion back to American Hartford Gold through the buyback program, you can avoid paying liquidation fees. For creating a gold IRA or delivering your gold to the depository, American Hartford Gold charges nothing. It includes protection and tracking, but if your investment is in a depository, you’ll probably also have to pay annual maintenance and storage fees. You’ll also need to speak with a salesperson because there is no pricing listed in the company’s online precious metals catalogs.
Pros
- A buyback pledge and price-match promise
- A family-owned and managed business
- BBB accreditation
- A firm that donates to nonprofit community organizations
Cons
- Does not provide details about the fee structure or the cost of precious metals.
- Annual maintenance fees
- No international shipping is available.
Final Remarks
Use a respected, reliable company to streamline the procedure if you’re trying to start a gold IRA or other precious metals IRA. Investments in gold IRAs can be pricey, and selecting a shady source could prove to be a costly error. However, you can never go wrong using any of the companies listed above because they are reputable committed customer satisfaction.