The Enneagram is a personality system that describes nine personality types, including their core traits, strengths, and weaknesses. It also allows us to learn about each Enneagram type’s budgeting strategy and relationship with money.
This article will help you understand the financial behaviors associated with each Ennetype. It will also give you the opportunity to reflect on your own financial practices and determine whether there are any aspects of those habits you would like to change.
Budgeting Strategies For Enneagram Type 1
One’s perfectionistic nature pushes them to do everything by the book, and this extends to the way they treat money, too.
Just like they have to-do lists and schedules for everything in their lives, they usually keep their financial diary and plan every expense as well. They always keep track of their financial documents, such as salary pay stubs, bills, and bank statements, to make sure everything is in order.
Moreover, if they succumb to the temptation of spending money on some unplanned pleasure, you can be sure they’ll punish themselves for being so “reckless!”
Budgeting Advice: Treating yourself is not a sign of weakness but a way of self-care. Since you‘re probably already saving, make it a habit to reward yourself after each paycheck. Remember—praise is always more effective than criticism!
Budgeting Strategies For Enneagram Type 2
Twos are responsible and practical individuals who always put other people’s needs first. They will always care for their loved ones before considering treating themselves. However, they have a prominent hedonistic streak, which makes them prone to occasional unplanned indulgences.
Budgeting Advice: Your generosity may cause occasional financial issues because you never refuse to lend money to anyone who asks. Beware that you can only help others if you are fine with yourself, so putting yourself first ensures you can care for the ones you love.
Budgeting Strategies For Enneagram Type 3
The charismatic Threes are all about status and image, so it’s no wonder they enjoy buying designer clothes, flashy accessories, and similar status symbols. Following the motto ‘fake it till you make it,’ they may find themselves in financial problems, as they may invest more in giving off the impression of a luxury than in earning it.
Budgeting Advice: Remember that the only person you need to impress is yourself and check your account status before you give in to the impulse of purchasing the latest tech gadget, luxury travel, or fashion piece.
Budgeting Strategies For Enneagram Type 4
The artistic Fours are deeply devoted to exploring their inner universe, and money is just a means that can shrink or expand the limits of that universe. They don’t have a habit of planning their finances but rather spend on what feels right to them at the moment.
Budgeting Advice: If you give it a thought, budgeting could be a sort of art, right? Make it a ritual to write down your monthly priorities and allocate your funds accordingly. This way, you’ll be able to pursue your interest more freely, and that’s your top priority, isn’t it?
Budgeting Strategies For Enneagram Type 5
Type Five is a curious intellectual, always thirsty for knowledge, and money and status are often despised in their world. However, they are well aware of the role and power of money, which is why they are one of the biggest savers of the Enneagram. They always plan their budgets and are least likely to be impulsive shoppers.
Budgeting Advice: Investing in yourself and what matters to you is not irrational spending. You indeed already have a ‘rainy days fund,’ and it only makes sense to have a ‘treat yourself fund’ too.
Budgeting Strategies For Enneagram Type 6
For Type Six, security is the most important thing in life. They are the troubleshooters of the Enneagram, so they are far more concerned with saving and planning their budgets than with spending money.
In other words, regardless of how organized and financially well-off they are, they never stop worrying about money.
Budgeting Advice: For you, money equals security. Try to understand that security is not only about finances, and work on your relationships to feel more at ease. When you learn to rely on others more, you’ll find yourself less worried about money.
Budgeting Strategies For Enneagram Type 7
The enthusiastic and charismatic Sevens would do anything for an adventure. They want to live their lives to the fullest, and money is just something to help them experience the joy in life. They are the typical impulsive shoppers who rarely plan anything, let alone deal with such boring stuff like budgeting.
Budgeting Advice: Shopping makes you happy short term, but does it solve your actual longings? Maybe you could make friends with Type One or Type Six and ask them to teach you how to handle money! Jokes aside, planning your expenses will allow you to have more and not less joy in life.
Budgeting Strategies For Enneagram Type 8
Eights are all about gaining power and being in control, so they surely won’t let money control them. After all, they are highly competent and hardworking individuals who usually know how to make money. These people are more into making smart investments than into saving, and they are never frugal when it comes to treating themselves and the ones they love.
Budgeting Advice: Avoid using money as a way to control others or ensure your position in someone’s life. Don’t buy respect and trust—you earn those just by being yourself.
Budgeting Strategies For Enneagram Type 9
The amiable and compassionate Nines are aware of the value of money, but they are never greedy or profit-oriented. They would rather use money as a way to ensure life flows smoothly, but they still like buying presents for the people they love and are very generous with their finances.
Budgeting Advice: Make sure you treat yourself just like you treat others. Don’t let another travel go by without buying something for yourself too. You are not an irrational spender; introducing just a bit more structure into your finances could significantly increase your quality of life.
Key Takeaways
While some Enneagram personality types enjoy designing their budgeting strategies, for others, it is the worst nightmare they can face. One thing is sure, though—how we spend primarily reflects how much self-love and self-respect we have.
Being in control of your finances can prevent many problems in your life. Therefore, budgeting empowers you to live by your values and is a skill everyone should master regardless of their Enneagram type!